Integrated or Individualized Wealth, Insurance and Financial Services
I earned my Bachelors degree at Stockton University then began my career with a Chubb Group company where I quickly became an agency leader (the result of a good mentor and hard work). Soon after I was recruited for an opportunity with a general agency of The Travelers where I marketed a broader line of financial services.
In 1984 I was recruited by Prudential Preferred Financial Services to build an agency unit by finding, developing and managing a talented staff. We marketed insurance, mutual funds, annuities, pension plans and employee benefits. Over a 10 year period I led my operation to two prestigious Presidents Awards for Outstanding All-Round Accomplishments as well as several industry awards for productivity and leadership.
In 1994 I joined an employee owned company Colburn-Bertholon-Rowland with operations in three states, leading the New Jersey operation as Vice President and General Manager. As a regional program administrator for professional liability coverage, we cross sold employee benefits and 401(k). My agency was twice recognized nationally for performance in client sales and service by The General Agents and Managers Association. Along the way, with years of course work and qualifying exams, I earned my Chartered Life Underwriters designation form The American College. In 1998 we were acquired by USI Holdings Corp, the 6th largest independent broker in America where I was promoted to Executive Vice President. In 2003 I accepted a generous buy out and took a short sabbatical before re-entering the business world.
Recruited by Bank of America, I joined them in 2004 as Vice President, Financial Advisor, working out of a busy Private Bank operation in central New Jersey. I successfully developed strong relationships with other team members including leading Financial Advisors, Premier Bankers, Private Bankers and Trust Officers. With a wide array of investments, financial services and insurance we assisted affluent clients with suitable wealth management strategies or with wealth transfer & succession needs in an efficient estate plan. My efforts were repeatedly recognized as outstanding.
In 2009 I ventured out pursuing my dream of working independently as a Financial Advisor offering integrated or individualized wealth and insurance services in overall wealth management or succession planning. As an independent – with direct access to a wide variety of mutual funds, third party investment managers and insurance companies – I’ll craft a financial plan that truly suits your individual needs. I’m a Registered Representative since 1984 with current, active FINRA registrations including series 6, 7 & 66 held with Fortune Financial Services, Inc. and Prosperity Wealth Management. Additionally, I remain fully licensed in most forms of insurance which I apply in mitigating risks to wealth and retirement when it’s an appropriate tool.
Throughout my career I’ve learned and grown using this two pronged approach: ongoing, continuing education and hands on, practical application of it every day. I can and will readily apply my experience for your benefit, professionally and accurately, with a level of service second to none.